New Appraisal Rules EVERY Real Estate Agent Needs To Know

UAD 3.6 is coming in November 2026: What Every Real Estate Agent Needs To Know About the New Appraisal Process These new changes will change the industry, and real estate agents are not ready for it. These changes will impact your comps, listings, buyers, turntimes, and even closings. As your mortgage guy, I am taking this head-on, and very seriously to protect your money, time, and reputation! On Thursday, September 3rd, at my corporate office in Everett, I am hosting a 1.5 hour lunch and bringing in a top local appraiser to partner with me to explain what these changes mean to you! Here's what you need to know right now:

1. Costs will rise

2. Turntimes will increase

3. Conditions (additional info) will be requested to support value - permits, extra measurements, receipts.... More property data = more scrutiny. UAD 3.6 captures substantially more standardized property, condition, quality, site and market data.

4. Comp selection and adjustments matter more than ever. Realtors will need to understand how the appraiser is analyzing comparable properties—not simply which comps were selected.

5. Property condition & quality become more data-driven. How a home is described, documented and compared can directly affect the appraisal analysis.

6. Photos, measurements and property details become increasingly important. Accurate MLS data and strong listing documentation can help provide the appraiser with better information.

Bottom line: Real Estate Agents who understand UAD 3.6 will be better equipped to price homes, prepare listings, support appraisals and prevent avoidable delays or failed escrows! This is particularly timely because Fannie Mae and Freddie Mac are already encouraging lenders to transition to UAD 3.6. Sadly, UAD 2.6 (old appraisal) submissions will receive a Fatal message after November 2, 2026. Seating will be limited. RSVP asap. If you cannot make this class, or if you are a managing broker and want me to present my valuable slide deck to your office, message me at dan.keller@nafinc.com