The Top 4 Factors That Determine Your Mortgage Rate Quote (Demo)

When I teach home buyer classes, one of the top questions I get is, “Dan, how do I get the best interest rate?” It’s an important question, and the “how and why” behind that question is not always explained clearly, especially online.

Today, there are more complaints of “bait and switch” than ever, so I made this article to help protect you from getting a sub-par mortgage experience as it relates to your mortgage rate.

Today I am giving you a behind the scenes look into the mortgage industry to help you get a competitive mortgage rate, but more so, an accurate rate quote that you can take to closing with you!

The 4 Factors That Determine Your Rate:


The 4 Factors That Determine Your Mortgage Rate (written)

(1) Credit Score
(2) Down Payment
(3) Property Type
(4) The Market (most important)

Want To Know More About Mortgage Planning with Dan?



How to Get Approved For A Home Loan With Dan Keller

We make it easy. I encourage you to reach out to me through email or phone to have a mortgage planning discussion surrounding your mortgage goals and budget. There are so many additional factors that go into qualifying for a Home Loan today, it’s important that you are working with a professional that understands the ins and outs of the process and current market trends.

To apply for a Home Loan, visit my Mortgage Concierge Page and follow steps one and two.

I Want To Be Your Mortgage Advisor!

I LOVE connecting with my social media followers and readers! You are the reason I produce this content and share it weekly on Seattle Real Estate Radio 1300am. I can always be reached directly at 425-350-7136 or via email at

If you found this information valuable, please share it! If you are a real estate broker and would like more information like this to be shared at your next office meeting, please contact my office to scheduled me!

More Info On Our Next Home Buyer Class – Home Buying 101 Mixer
Get Pre-Approved With Dan – Apply Now
Monthly Budget With Dan Class –
Download My Mortgage Planning Guide – Dan Keller’s Mortgage Planning Guide

Want to know more about me? Visit my Yelp page to see what others say….

Yelp Mill Creek Mortgage Broker





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